-
October 2026 End of Month
Crossed the $5,000 mark in annual dividends despite taking a $10,000 hit in share value—here’s the full October portfolio recap, income grinding breakdown, and our game plan for pivoting into debt payoff once my wife’s IRA is capped.
-
October Debt
Down another $4,038 in true debt this month! Here’s the breakdown on our reduced $500 envelope budget, why I’m keeping my 401k contributions untouched despite the 9.5% loan, and the exact date we finish maxing my wife’s IRA.
-
Atlas Earth Side Hustle 30 Days
I paid $10 for Atlas Earth’s October ladder to test if the extra parcels are worth it. Here’s the math on parcel boost tiers, $10/month costs, and my strategy for hitting 150 land parcels before cashing out into debt and dividends.
-
September 2026 End of Month: Lots of Overspending
September was the expensive kind of quiet. The fair, a trip home, surgery, a wedding hotel, and a pile of “we knew we wouldn’t leave the house” dinners all hit the card, plus the usual suspects: an Ocarina of Time pre-order, WoW Forever, an electric ocarina, the Legion Go still riding the card, and Hyundai’s…
-
New Project Idea
Exploring the world of virtual card-ripping apps and testing whether bonus deposit promos are worth the risk. Plus, an updated breakdown of the Atlas Earth monthly subscription math and return on investment.
-
AI Trading: Scam, Success, or Expensive Gambling?
Is AI trading a Limitless-style money glitch or just an overhyped algorithm? With SoFi recently dropping Composer’s subscription fee, I’m running a hands-off experiment to see if automated daily rebalancing can compete with simple index funds.
-
A New Plan Toward Freedom
Trading $101,000 in future 20-year retirement growth to eliminate $34,400 in annual debt expenses today. Here is the napkin math, the October game plan, and the trade-offs I’m evaluating to free up cash flow.
-
September 2026: Debt Update – Rough on the Pocketbooks
Juggling a daily stock purchase challenge, IRA funding goals, and debt paydowns leads to a frustrating monthly update. Here is the full September debt breakdown—including credit cards, interest drag, and why net progress is still progress.
Mini Thoughts
Disclosure: This site contains affiliate links. If you click and sign up, I may receive a commission at no extra cost to you. I only recommend tools that add value to the ‘Snowball’ journey.
