Mini Thoughts

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  • Passive Income Progress May 2026: Almost to a Payout!

    Passive Income Progress – May 2026: Almost to a Payout! Honeygain is getting close, YouTube and Spotify listen hours are growing, and Google AdSense is slowly climbing. Dividends are still leading the way for now.

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  • My Poor Lawn Mower

    My poor lawn mower is falling apart in its third season — dry-rotted tires, deck repair last year, and now starting issues. A full spring refresh is going to cost ~$1,000, but I’m still coming out ahead versus buying new.

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  • The Last Week of May 2026

    The Last Week of May 2026: Prepping posts in advance as my brother gets married this weekend. Summer is coming and I’ll need serious discipline to stay consistent with the site.

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  • Memorial Day 2026

    Memorial Day 2026: A day to remember those who made the ultimate sacrifice. Even with the BBQs and family time, today I’ll raise a beer in honor of the fallen.

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  • Last Day of a Long Week

    This week was rough on the health front — tooth extraction, fever, and my wife’s eye injury landed her in the ER twice. Still, we’re pushing through the last school weekend and preparing for my brother’s wedding cookie table. Life keeps moving.

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  • Frugal Friday May 22, 2026: Memorial Day Weekend

    Frugal Friday May 22, 2026: A week of smart leftovers kept spending very low despite some medical bills popping up. Memorial Day Weekend is here — how are you staying frugal this weekend?

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  • Financial Education Series: Double Your Investment – Rule of 72

    The Rule of 72 shows how powerful starting early really is. $100k at 7% doubles every ~10 years — turning into serious wealth by retirement.

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  • Sell it All or Pay Down Slower

    I ran the math on selling everything to pay off debt vs. keeping the dividend snowball running. Even with the tax savings and interest reduction, redirecting $500/month in dividends still comes out ahead by $3,650 per year.

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  • Tuesday May 19th: When to Alter a Plan.

    Life doesn’t care about your carefully laid plans. After a brutal start to the week — medical bills, insurance fights, and a painful tooth extraction — I’m adjusting the debt snowball strategy. Starting June 1st, all dividends + covered call premiums are going straight to debt payoff.

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