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When Does it Get Easier? Debt, Investing, Bills, Expenses.
I’m 90 days into this daily blogging journey, and the reality of the ‘Snowball’ is setting in. It’s a psychological battle: do I shovel every penny into debt, or do I keep fueling the passive income engine? With OXSQ dividends nearly doubling this month, I’m seeing the math win out over the doubt. Here is…
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April Showers, Bring Debt Down
After a rough March, the debt battle is showing some real green shoots this April. With a net progress of over $3,700 down, the ‘Snowball’ is doing its job—even with $1,800 in insurance and medical bills looming. This week, I’m breaking down the decision to prioritize summer camp and sanity over pure debt repayment, and…
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Update for Wife’s Brokerage Account April 2026
Sometimes Robinhood is great, other times Robinhood is confusing.
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The Gritty Truth of My $2,000 March Side Hustles: Chime, SoFi, and Free Cash
Passive income isn’t just about dividends; sometimes it’s about the hustle. In this April 2026 update, I’m breaking down the ‘shady but effective’ side of the Snowball. From turning Branded Survey donations into profit to using a 30% gambling site bonus to off-ramp crypto into my Robinhood wallet, here is how I generated over $2,000…
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March 2026 End of Month Update: Tax Refunds and Big Payouts
March 2026 was a month of massive movement and significant tests of resolve. Between a heavy tax refund, strategic credit card churning, and navigating the ‘cannibalization’ of weekly payers, the Snowball saw a total inflow of over $5,700. Despite market volatility and principal degradation, the dividend income continues to climb. Here is the full breakdown…
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I’m Late I’m Late for a Very Important Honeygain Update!
When it comes to passive income, ‘slow and steady’ is the name of the game—sometimes a little too slow. In this Honeygain update, I’m checking in on my progress since January. From missed daily bonuses to the reality of payout windows, here is a transparent look at why some passive income streams require a heavy…
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The March Debt Battle: How Surprising Bills Wrecked the Avalanche
March brought a major reality check. Between January medical resets and over $5,800 in unexpected family medical bills, the “Debt Avalanche” hit a wall. Here is how I’m pivoting—including a strategic move to my HELOC—to stop 22% interest from killing my momentum.
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Shiny New Snowball Priority List vs Wife’s Brokerage Account
To maximize our “money’s worth” from Robinhood Gold, I am pivoting all incoming capital to my wife’s brokerage account until it hits our $3,000 goal. Here is the plan: utilizing the $1,000 interest-free margin, setting DRIP, and prioritizing this account over my own to accelerate our total snowball.
Mini Thoughts
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