-
May 2026 End of Month Update: Tiny Extras Until Covered Calls
May 2026 End of Month Update: Another whirlwind month with car repairs, mower issues, and a new shed, but still seeing solid growth thanks to compounding and covered calls. Bonus income hit $2,177 this month with Covered Calls leading the way at $707.
-
Passive Income Progress May 2026: Almost to a Payout!
Passive Income Progress – May 2026: Almost to a Payout! Honeygain is getting close, YouTube and Spotify listen hours are growing, and Google AdSense is slowly climbing. Dividends are still leading the way for now.
-
Sell it All or Pay Down Slower
I ran the math on selling everything to pay off debt vs. keeping the dividend snowball running. Even with the tax savings and interest reduction, redirecting $500/month in dividends still comes out ahead by $3,650 per year.
-
Tuesday May 19th: When to Alter a Plan.
Life doesn’t care about your carefully laid plans. After a brutal start to the week — medical bills, insurance fights, and a painful tooth extraction — I’m adjusting the debt snowball strategy. Starting June 1st, all dividends + covered call premiums are going straight to debt payoff.
-
May Day: Is the Debt Ship Sinking?
May Debt Snowball Update: From -$3,700 last month to +$7,712 this month due to the new shed and car repairs. With dividends approaching $500/month, the big question is: keep building income or slam the debt? Full breakdown inside.
-
April 2026 End of Month Update: Small Work Small Rewards
April was a month of strategic shifts for the Snowball. While my motivation for side-hustle ‘grinding’ slowed down, the portfolio hit new milestones. From activating interest-free margin in my wife’s account to testing covered calls with my emergency fund (a move I’ve already corrected!), we’re breaking down the numbers. With $1,737 in dividends year-to-date, the…
-
High Dividends Can Fall: ORC
The ‘Snowball’ just hit a patch of salt. Orchid Island Capital (ORC) announced a 16% dividend cut, dropping from $0.12 to $0.10. While a $170 annual hit might seem concerning, it’s a calculated risk in an experiment designed for high speed. Here’s why I’m not panicking—and how my recent covered call premiums are already outperforming…
-
Game Grinding Update April 25 2026
Grinding isn’t just for the stock market—sometimes it’s for the games that fund it. After a month of hammering out bonus cash and exploring Crimson Desert, I’m checking in on the state of game-based side hustles. From navigating the FreeCash app store drama to hitting $20 milestones, here’s a look at the ‘slow and steady’…
-
When Does it Get Easier? Debt, Investing, Bills, Expenses.
I’m 90 days into this daily blogging journey, and the reality of the ‘Snowball’ is setting in. It’s a psychological battle: do I shovel every penny into debt, or do I keep fueling the passive income engine? With OXSQ dividends nearly doubling this month, I’m seeing the math win out over the doubt. Here is…
Mini Thoughts
Disclosure: This site contains affiliate links. If you click and sign up, I may receive a commission at no extra cost to you. I only recommend tools that add value to the ‘Snowball’ journey.
