Previously I mentioned Robinhood in the Game Grinding Post. I talked about how my account had been $0 since 2017 and how I’d only ever used my referral links for two free stocks, which gives a stock to both me and the person signing up. Also since this Blog is all about transparency and helping everyone grow passive income, my link is below.

Anyway, regardless of that. I want to cover my risky dividend plan I’m running at Robinhood. Similar to the Vanguard article I chose nine funds. All with the goal of weekly dividends. These funds that pay so frequently suffer what is called “Nav Erosion” and many times their dividends will pay out as ROC (Return of Capital). Basically you’re getting your money back in your own pocket as stock price falls week over week due to constant dividend payouts. I’m still learning the ins and outs but that’s why this is an Experiment.

We picked 9 for diversity, we picked weeklies to attempt to cashflow, and now the goal is to reach self-funding every dividend payment. In case you were wondering Self-funding is when you own enough shares that each dividend payment is large enough to buy 1 new full share of that stock/fund.

I want to be crystal clear. Never invest money you aren’t willing to lose into things with these risk levels.

Ticker	Current Price 1/20/26	Shares to Self Fund	Price to self Fund	NAV Growth	Inception Date	Return Since Inception w/ Dividends
AMDY	$38.40	120	$4,608	-26.1% (Decay)	Sept 18, 2023	+25.4%
GOOY	$14.67	150	$2200	-26.6% (Decay)	July 27, 2023	+54.2%
MST	$6.14	66	$405	-77.6% (Extreme Decay)	May 1, 2025	-70.9%
USOY	$6.59	100	$659	-67.8% (Heavy Decay)	May 9, 2024	+5.4%
WPAY	$40.83	133	$5,430	-14.8% (Decay)	Sept 4, 2025	+1.1%
QDTE	$30.31	257	$7,790	-4.2% (Decay)	March 7, 2024	+20.7%
COIW	$19.31	85	$1,641	-60.3% (Heavy Decay)	Feb 19, 2025	+7.7%
NVDW	$38.77	117	$4,536	+33.2% (Growth)	Feb 18, 2025	+33.4%
PLTW	$33.86	203	$6,873	+38.5% (Growth)	Feb 19, 2025	+44.1%
		Total:	$34,138

The funds above are all trying to capture the capital gains of their underlying stocks, GOOY Google for example. NVDW, Nvidia..etc. Shares to self fund is calculated via the current price divided by the last paid dividend. This can fluctuate weekly depending on the dividend paid.

Now as you can see these are the definition of risky. 77% share price drops in less than 1 year? That’s not how we grow a snowball, but the entire point of these funds are to make them self-actualize and then expand into Dividend Aristocrats. (companies that have increased their dividends year over year for 30+ years) I did not buy into these on day 1. So my growth/loss is different, but lets look at the math. If every fund here was at the Self-funding share point it would produce: $230/week. That’s $11,960/y which is almost at our goal of $1000/m without including Vanguard and on $34,000 of investment, but as you can see our stock value and dividends will slowly decrease, aside from some standouts like Palantir. There’s our gamble so where do I stand, in our transparency blog.

Ticker	Shares Owned	Shares to Self Fund	Price Owned	Weekly Dividend	Self Funding
AMDY	1	120	$38.41	$0.32	No
GOOY	1	150	$14.62	$0.10	No
MST	81	66	$490.86	$7.62	Yes
USOY	121	100	$792.55	$8.03	Yes
WPAY	2	133	$81.48	$0.62	No
QDTE	12	257	$363.36	$1.42	No
COIW	42	85	$804.30	$9.65	No
NVDW	8	117	$310.16	$2.66	No
PLTW	9	203	$305.19	$1.50	No
		Total:	$3,124.33	31.93

Now, Miniwing. You said you only had $450 from Swagbucks at Robinhood. Yes that is a primary funding point of this account. I have also scrimped money together from various savings accounts and I aim to meet or exceed $500 in contributions each month from my paycheck. Ideally hitting $800 in contributions in a month before I account for payouts. The math here is what really matters, all extra contributions do is speed up your timeline. I also plan to cover in future posts every single project I’m doing to make more income streams to fuel this snowball.

~~Miniwing~~