Mini Thoughts

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Category: Income

  • Still Shocked by CoastFIRE Math

    Does tax planning make aggressive retirement funding worth it once you hit your CoastFIRE number? We run the 2026 tax numbers for a family with three dependents to find the zero-tax breakpoint.

  • Six Month Snowball Fund Review: High Octane Became Ashes

    My journey to $1,000 a month in passive income just got a major reality check. From realizing the true cost of weekly NAV decay to mapping out a safer $108,000 portfolio strategy, here is how I’m restructuring my dividend snowball for actual, long-term growth.

  • Six Months of Posting

    A six-month audit of the brand platform brings a strategic shift: pausing high-friction social media and video algorithms to double down on high-impact, low-effort returns through dividend picks, FreeCash, and debt paydown.

  • Care in All Things: Especially Side Hustles

    A hard look at gaming side hustle margins after a sudden FreeCash bonus removal drops a 30% projected boost, highlighting the critical importance of tracking upfront buy-ins alongside top-line payouts.

  • Easy Side Hustle, Doesn’t Seem so Easy

    Trying to declutter for investment cash inspired by TikTok’s “ernietheplutus,” but hitting a wall with stale Facebook Marketplace listings.

  • $500 FreeCash? Back to Gaming for Money

    A deep dive into the real math of playing mobile games for money, featuring a 55% return on Puzzles & Chaos using Google points and cash-out bonuses.

  • Tuesday May 19th: When to Alter a Plan.

    Life doesn’t care about your carefully laid plans. After a brutal start to the week — medical bills, insurance fights, and a painful tooth extraction — I’m adjusting the debt snowball strategy. Starting June 1st, all dividends + covered call premiums are going straight to debt payoff.

  • Snapchat Made Me $21 Yesterday.

    Is the ‘Snowball’ getting a turbo boost? This week, I’m trading theory for reality as I dive into the math of Covered Calls. From a $21 Snapchat premium to comparing option yields against dividend giants like QQQI, I’m breaking down how these 100-share batches could potentially triple my annual income—and the risks I’m taking to…

  • Covered Calls and the Snowball 2026

    Taking a leap into options trading to see if it can supercharge the Snowball Experiment. I’m testing the waters with Covered Calls on GEVO and RIOT to turn existing shares into immediate cash flow—here’s how the first week of “renting out” my stocks is going.

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