Mini Thoughts

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  • Snapchat Made Me $21 Yesterday.

    Is the ‘Snowball’ getting a turbo boost? This week, I’m trading theory for reality as I dive into the math of Covered Calls. From a $21 Snapchat premium to comparing option yields against dividend giants like QQQI, I’m breaking down how these 100-share batches could potentially triple my annual income—and the risks I’m taking to…

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  • When Do The Chore Lists End?

    Between marketplace flips, helping with escape room builds, and prepping for a new shed, the chore list never seems to end. But there’s a light at the end of the tunnel: end-of-month dividends. With my fingers crossed to break the $500 mark this month, the physical grind is made easier by the digital snowball. Here’s…

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  • Game Grinding Update April 25 2026

    Grinding isn’t just for the stock market—sometimes it’s for the games that fund it. After a month of hammering out bonus cash and exploring Crimson Desert, I’m checking in on the state of game-based side hustles. From navigating the FreeCash app store drama to hitting $20 milestones, here’s a look at the ‘slow and steady’…

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  • Community: April 2026 – Donating vs Selling

    Spring cleaning is about more than just fresh air—it’s about a fresh mindset. While the Snowball journey is focused on income generation and side hustles, there is immense value in giving back. From local city programs for home repairs to choosing where we donate our outgrown clothes, here is why I’m prioritizing community impact over…

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  • Frugal Friday April 24, 2026: Garage Sale Season

    Garage sale season is officially here, and it kicked off with a major win. While helping my in-laws hunt for essentials at a local non-profit sale, I spotted a nearly new $230 gas weed wacker for just $30. After struggling with battery swaps on a large corner lot for two years, this $200 saving is…

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  • When Does it Get Easier? Debt, Investing, Bills, Expenses.

    I’m 90 days into this daily blogging journey, and the reality of the ‘Snowball’ is setting in. It’s a psychological battle: do I shovel every penny into debt, or do I keep fueling the passive income engine? With OXSQ dividends nearly doubling this month, I’m seeing the math win out over the doubt. Here is…

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  • Financial Education Series: Build Wealth with an Investment Policy Statement

    Investing without a plan is like driving without a map—you might move fast, but you won’t know where you’re going. An Investment Policy Statement (IPS) is your personal roadmap to financial discipline. Whether it’s a detailed document or a simple email to yourself, having an IPS keeps you calm when the market gets volatile and…

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  • Covered Calls and the Snowball 2026

    Taking a leap into options trading to see if it can supercharge the Snowball Experiment. I’m testing the waters with Covered Calls on GEVO and RIOT to turn existing shares into immediate cash flow—here’s how the first week of “renting out” my stocks is going.

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  • Investing and Options Trading: Dangerous or Lucrative for the Snowball?

    Options are often dismissed as pure gambling, but could they be the secret to accelerating the ‘Snowball’? As I dive into the world of 100-share batches and covered calls, I’m exploring whether these advanced tools are dangerous traps or lucrative income streams. Here is my early take on how options fit into a dividend-focused mindset.

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  • Cold Wet and Soaking Spring

    A night of Brats, Brews, and Chain Saws.

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