Mini Thoughts

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  • Return on Investment: Money Only or Everything in Life?

    I’ve been experimenting with high-yield dividend funds like EARN and COIW in my “Snowball Experiment.” While some positions are currently underwater, the dividends are steadily working to erase those paper losses. This post is a transparent look at why I continue holding these weekly payers even when the price is red.

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  • Financial Education Series: Mr. Money Mustache Math

    Skipping a single $25 weekly coffee habit over an adult working lifespan can yield over $500,000. It’s not about deprivation—it’s about understanding the true cost of your spending.

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  • Easy Side Hustle, Doesn’t Seem so Easy

    Trying to declutter for investment cash inspired by TikTok’s “ernietheplutus,” but hitting a wall with stale Facebook Marketplace listings.

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  • Funday Monday: Is it Really Though?

    Reminiscing on the classic Day[9] StarCraft II days while balancing a one-post-a-day blogging challenge against a massive backyard shed organization project.

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  • Sunday Laundry Parties

    From post-wedding breaks to managing massive clothing piles, here is a look at how a large family tackles the exhausting cycle of laundry chaos together.

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  • Birthday Party at the Skating Rink

    My youngest has been given the joy of a summer birthday. What this comes with is a curse for elementary school birthday planning. When I was a kid, my birthday was always before the school year started, as I was also a summer birthday. For some reason, I never had any issues inviting my classmates…

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  • Frugal Friday June 5th 2026: Week 1 of Summer Break

    I’m not sure where this week went but it flew by really fast. Somehow it’s already Friday. My youngest had a friend stay with us the whole week so we’ve been feeding six instead of five. It’s been a pretty good week for home cooking, and popsicles. My youngest has her birthday party this weekend…

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  • Writer’s Block or Summer Distractions?

    I’m supposed to be working on the next Introduction to Finance article, but this week has been a whirlwind. We got back from the wedding and I pumped out the end of month update. Then I had to work on my shed and yard, and the dog was sick, and my mother-in-law had to go…

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  • $500 FreeCash? Back to Gaming for Money

    A deep dive into the real math of playing mobile games for money, featuring a 55% return on Puzzles & Chaos using Google points and cash-out bonuses.

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  • Tired, but Ready to Work

    Real life hit hard with a wave of unexpected expenses on top of regular utility bills. Here is how dividend income, covered calls, and strict discipline kept the debt ship afloat.

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