Mini Thoughts

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  • Frugal Friday May 15 2026: Working Hard

    Frugal Friday May 15, 2026: Finishing the shed the smart way — buying only what’s needed to complete the loft, organization, and protection. Sometimes the most frugal move is investing in the last steps. Happy Weekend!

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  • What Motivates You?

    Is focusing on frugality really just ‘focusing on money’? For me, it’s about something much bigger: Freedom. From the ability to garden on a whim to being present the moment the kids get home from school, the ‘Snowball Experiment’ isn’t just about dividends—it’s about regaining control of time. Even when car repairs and slow side-hustle…

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  • Options Trading Learning May 2026

    Week 4 of my covered calls journey: $480 in real profits so far, a painful emotional SNAP trade, and why I’m now focusing on Ford as my reliable ‘snowball’ stock. Lessons on research, emotion, and keeping shares working instead of chasing premium. Small wins compounding toward financial freedom.

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  • Why is Life Always So Busy?

    here are some weeks where I feel like I never leave the house. Other weeks, like this month of May 2026, every single day off is jam-packed. Cousins visiting, Amish building the shed, moving a giant free swing set + zip line, sleepovers, wedding baking… and somehow still squeezing in covered calls and dividend buys

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  • Mother’s Day 2026: Thank You for Everything

    Happy Mother’s Day 2026! It’s the first year my mom, mother-in-law, and wife are all together. Breakfast in bed from the kids, family dinner, and lots of gratitude. So grateful we’re all within a mile of each other now.

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  • Shed Preparation Time

    Getting the yard ready for the new shed this weekend — emptying the old one, moving it, buying gravel, installing slatwall, and adding a small loft. Busy times, but progress is progress.

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  • Frugal Friday May 7th 2026: Always Find a Deal

    A little over a week ago my wife’s car had been losing air in one of the tires. We took it in earlier this week for a look over and the tire had a nail on an un-patchable part. They also discovered a mouse nest inside the blower motor for the cabin. The tires were…

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  • Financial Education Series: Completing the Investing Order

    Maxing out your 401(k) at the 2026 limit of $24,500 per year for 50 years at 7% average return gets you nearly $10 million. Here’s why this is one of the most powerful wealth-building tools most people completely ignore.

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  • Best Methods for Chaotic Recovery?

    Crazy busy week — fixing the garage door, hosting family for Mother’s Day, moving a massive free swing set, and prepping for a new shed delivery. Some weeks the struggle is real, but we’re making it work.

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