Mini Thoughts

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  • Financial Education Series: The 4% Rule – How to Become Free

    Breaking down the famous 4% Rule: how a safe withdrawal rate turns your investment portfolio into a lifetime machine of financial freedom—and why saving just $192 a week from age 18 to 59 can compound into a staggering $5 million retirement.

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  • Origins Game Fair 2026

    Skipping out on Origin Game Fair—the country’s second-largest board game convention right in Columbus—to stay home, tackle debt, and prioritize family organization.

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  • Determined to be Debt Free – June 2026

    Shifting investment dividends into cash helps spark a massive $4,844 debt reduction this month, despite emergency mower repairs and calculated gaming side hustles.

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  • Recipe: Lebanese Kibbeh

    Passing down the traditions of a massive Lebanese heritage through a generational recipe for raw kibbeh, complete with butcher secrets and childhood food nicknames.

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  • Restful Sunday

    Not sure how much rest I’m going to get, but I’m hoping to do so. Yesterday was pretty exhausting. Today we have to get Summer breakfast shopping down, and I need to make the jam. I really need to work on my wood pile. I hope everyone else has a great weekend. ~~Miniwing~~

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  • Strawberry Traditions

    Every year in the spring it becomes time to pick strawberries. The season runs a little late this far north, but we missed last year. For me, this was as much a part of my childhood memories as apple picking in the fall. We would go picking strawberries with my grandfather and he would make…

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  • Frugal Friday June 12th, 2026: Is Investing Frugal?

    Between a busy meeting schedule and organizing the shed, I managed to snag one of the few shares available in the historic SpaceX IPO

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  • Return on Investment: Money Only or Everything in Life?

    I’ve been experimenting with high-yield dividend funds like EARN and COIW in my “Snowball Experiment.” While some positions are currently underwater, the dividends are steadily working to erase those paper losses. This post is a transparent look at why I continue holding these weekly payers even when the price is red.

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  • Financial Education Series: Mr. Money Mustache Math

    Skipping a single $25 weekly coffee habit over an adult working lifespan can yield over $500,000. It’s not about deprivation—it’s about understanding the true cost of your spending.

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  • Easy Side Hustle, Doesn’t Seem so Easy

    Trying to declutter for investment cash inspired by TikTok’s “ernietheplutus,” but hitting a wall with stale Facebook Marketplace listings.

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