Mini Thoughts

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  • Options Trading Learning May 2026

    Week 4 of my covered calls journey: $480 in real profits so far, a painful emotional SNAP trade, and why I’m now focusing on Ford as my reliable ‘snowball’ stock. Lessons on research, emotion, and keeping shares working instead of chasing premium. Small wins compounding toward financial freedom.

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  • Why is Life Always So Busy?

    here are some weeks where I feel like I never leave the house. Other weeks, like this month of May 2026, every single day off is jam-packed. Cousins visiting, Amish building the shed, moving a giant free swing set + zip line, sleepovers, wedding baking… and somehow still squeezing in covered calls and dividend buys

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  • Mother’s Day 2026: Thank You for Everything

    Happy Mother’s Day 2026! It’s the first year my mom, mother-in-law, and wife are all together. Breakfast in bed from the kids, family dinner, and lots of gratitude. So grateful we’re all within a mile of each other now.

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  • Shed Preparation Time

    Getting the yard ready for the new shed this weekend — emptying the old one, moving it, buying gravel, installing slatwall, and adding a small loft. Busy times, but progress is progress.

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  • Frugal Friday May 7th 2026: Always Find a Deal

    A little over a week ago my wife’s car had been losing air in one of the tires. We took it in earlier this week for a look over and the tire had a nail on an un-patchable part. They also discovered a mouse nest inside the blower motor for the cabin. The tires were…

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  • Financial Education Series: Completing the Investing Order

    Maxing out your 401(k) at the 2026 limit of $24,500 per year for 50 years at 7% average return gets you nearly $10 million. Here’s why this is one of the most powerful wealth-building tools most people completely ignore.

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  • Best Methods for Chaotic Recovery?

    Crazy busy week — fixing the garage door, hosting family for Mother’s Day, moving a massive free swing set, and prepping for a new shed delivery. Some weeks the struggle is real, but we’re making it work.

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  • Old House Maintenance: A headache and a Joy?

    Our 72-year-old garage door was peeling badly, so I spent the weekend sanding and sealing it. A mix of frustration and satisfaction — the never-ending joy of old house maintenance.

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  • April 2026 End of Month Update: Small Work Small Rewards

    April was a month of strategic shifts for the Snowball. While my motivation for side-hustle ‘grinding’ slowed down, the portfolio hit new milestones. From activating interest-free margin in my wife’s account to testing covered calls with my emergency fund (a move I’ve already corrected!), we’re breaking down the numbers. With $1,737 in dividends year-to-date, the…

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  • Summer Camp Open House 2026

    From memories of fifth-grade field trips to touring the shores of Lake Erie with my own kids, our visit to the Camp Fitch Open House was a walk down memory lane. While summer camp is a significant line item in the budget, seeing the impact of these experiences on our children makes the ‘Snowball’ grind…

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