-
Rain Rain Go Away Come Again On Weekdays
I’m in the middle of finishing sanding and painting my 70 year old garage door and it just won’t stop being cold and rainy. My grass is also getting very tall; which is great for some pretty flowers, but I really need to mow it. My area is prone to spring rain and minor flooding…
-
Frugal Friday 5/1/26: Selling Scraps
From big-ticket items like a new shed and summer camp to wedding travel, April has been a test of financial endurance. While it hasn’t felt like a ‘frugal’ month, a lucky roadside find and a little DIY elbow grease are keeping the side-hustle spirit alive. Here’s a look at the reality of a ‘rough on…
-
High Dividends Can Fall: ORC
The ‘Snowball’ just hit a patch of salt. Orchid Island Capital (ORC) announced a 16% dividend cut, dropping from $0.12 to $0.10. While a $170 annual hit might seem concerning, it’s a calculated risk in an experiment designed for high speed. Here’s why I’m not panicking—and how my recent covered call premiums are already outperforming…
-
Financial Education Series: Picking Investments and Compounding Wealth
Once your Emergency Fund is tucked away, the real question begins: what do you do with the rest? From maximizing interest in an HYSA to understanding why legendary investors like Warren Buffett bank on index funds, I’m breaking down the ‘boring’ math that builds millionaires. Learn how to beat inflation and why a simple S&P…
-
When Do The Chore Lists End?
Between marketplace flips, helping with escape room builds, and prepping for a new shed, the chore list never seems to end. But there’s a light at the end of the tunnel: end-of-month dividends. With my fingers crossed to break the $500 mark this month, the physical grind is made easier by the digital snowball. Here’s…
-
Game Grinding Update April 25 2026
Grinding isn’t just for the stock market—sometimes it’s for the games that fund it. After a month of hammering out bonus cash and exploring Crimson Desert, I’m checking in on the state of game-based side hustles. From navigating the FreeCash app store drama to hitting $20 milestones, here’s a look at the ‘slow and steady’…
-
Community: April 2026 – Donating vs Selling
Spring cleaning is about more than just fresh air—it’s about a fresh mindset. While the Snowball journey is focused on income generation and side hustles, there is immense value in giving back. From local city programs for home repairs to choosing where we donate our outgrown clothes, here is why I’m prioritizing community impact over…
-
Frugal Friday April 24, 2026: Garage Sale Season
Garage sale season is officially here, and it kicked off with a major win. While helping my in-laws hunt for essentials at a local non-profit sale, I spotted a nearly new $230 gas weed wacker for just $30. After struggling with battery swaps on a large corner lot for two years, this $200 saving is…
-
When Does it Get Easier? Debt, Investing, Bills, Expenses.
I’m 90 days into this daily blogging journey, and the reality of the ‘Snowball’ is setting in. It’s a psychological battle: do I shovel every penny into debt, or do I keep fueling the passive income engine? With OXSQ dividends nearly doubling this month, I’m seeing the math win out over the doubt. Here is…
Mini Thoughts
Disclosure: This site contains affiliate links. If you click and sign up, I may receive a commission at no extra cost to you. I only recommend tools that add value to the ‘Snowball’ journey.
Monthly Dividend Progress
Get Mini-Updates
I’ll email you every time I make an update.
By submitting your information, you’re giving us permission to email you. You may unsubscribe at any time.
Latest Posts:
- Still Shocked by CoastFIRE Math
- Post Fair Overview: Too Spendy, Just Right, or Depriving my Children of Fun?
- Frugal Friday September 4th, 2026: Fair-ly Frugal
- CoastFIRE Tax Strategy: What Happens When You Stop Maxing Retirement?
- Financial Education Series: What is an Expense Ratio, and Why You Should Care