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Financial Education Series: What is the Investing Order?
Most people know they should invest, but few know where to put the first dollar. In this installment of the Financial Education Series, we break down the ‘Investing Order’—a prioritized roadmap for your money. From securing employer matches to navigating tax-advantaged accounts like IRAs and HSAs, this guide serves as a nexus for building a…
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Better Late Than Never
There’s always tomorrow until there isn’t. Keep your promises to yourself.
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Sick Pet Update: March 23 2026
ome days, the motivation to write is low, but discipline must remain in place. Following a weekend of rising vet bills and a sick 13-year-old cat, this post reflects on the reality of balancing unexpected life expenses with a commitment to daily growth. It’s a quiet look at the intersection of stoic consistency, mounting medical…
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Financial Education Series: How to Build Wealth
Is becoming rich a matter of luck or mindset? Today, we move past the boring definitions and into the ‘meat and potatoes’ of wealth building. From the Dave Ramsey millionaire study to the ‘Envelope Method,’ I’m breaking down why living below your means and paying yourself first are the only two rules that actually matter.…
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Spring Cleaning: Purge, Sort, Organize
Spring cleaning isn’t just about dust; it’s about the mental weight of clutter. Today, I’m looking at the struggle between the urge to organize and the discipline of a debt-pay-down priority. Why I’m keeping tools in cardboard boxes for now, and how staying the course on the ‘Snowball’ means making tough choices about what we…
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Vets and Pets: When Life Hates Budgets
We love our pets like family, but is your budget ready for them? Beyond the daily bowls of food and litter, the true cost of pet ownership often hides in the ‘unplanned’ veterinary visits and the realities of aging animals. Today, I’m breaking down the annual $1,890 ‘tax’ of owning two cats and a dog,…
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Frugal Friday 3/19/26: Eating Out Again?
Is it still possible to feed a family of five at a restaurant for under $4 a person? For this Frugal Friday, we’re breaking down a mid-week pizza buffet trip. By sticking to the ‘water-only’ rule and leveraging a gift card, we turned a $38.70 bill into a $3.80-per-person win. It’s a real-world look at…
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Financial Education Series: Paying the Tax Man
Understanding taxes doesn’t have to be a headache. Most people look at their paycheck and see a list of deductions without knowing why they’re there. In this breakdown, we simplify the ‘Three Big Buckets’ of taxes—Earn, Buy, and Own—to help you understand exactly where your money is going. From Social Security to the ‘hidden’ excise…
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Is $12/hr Enough? How to Master the 2026 Vegas Economy Without the Fear
Can you actually survive in Las Vegas on $12 an hour? Following an X argument with an ex-Denverite, I’m breaking down the “McDonald’s Standard” in Nevada. From 0% state income tax to the $1,000 studio apartment reality, we crunch the numbers on taxes, transit, and the 401k Saver’s Credit cliff to see if a Vegas…
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Financial Education Series: Basic Financial Terms
This series breaks down complex financial jargon into bite-sized, usable definitions. We are starting with 35 basic financial terms to provide a solid foundation for your financial education journey.
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