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Tired, but Ready to Work
Real life hit hard with a wave of unexpected expenses on top of regular utility bills. Here is how dividend income, covered calls, and strict discipline kept the debt ship afloat.
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Frugal Friday May 29th 2026: Leftovers Galore
rugal Friday May 29th 2026: Leftovers Galore. Between wedding prep and a road trip to Maryland, leftovers have been a lifesaver this week. Also found a restaurant supply store for cheap bulk ground beef — big meal prep coming soon!
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Frugal Friday May 22, 2026: Memorial Day Weekend
Frugal Friday May 22, 2026: A week of smart leftovers kept spending very low despite some medical bills popping up. Memorial Day Weekend is here — how are you staying frugal this weekend?
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May Day: Is the Debt Ship Sinking?
May Debt Snowball Update: From -$3,700 last month to +$7,712 this month due to the new shed and car repairs. With dividends approaching $500/month, the big question is: keep building income or slam the debt? Full breakdown inside.
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Frugal Friday May 15 2026: Working Hard
Frugal Friday May 15, 2026: Finishing the shed the smart way — buying only what’s needed to complete the loft, organization, and protection. Sometimes the most frugal move is investing in the last steps. Happy Weekend!
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Frugal Friday May 7th 2026: Always Find a Deal
A little over a week ago my wife’s car had been losing air in one of the tires. We took it in earlier this week for a look over and the tire had a nail on an un-patchable part. They also discovered a mouse nest inside the blower motor for the cabin. The tires were…
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Frugal Friday April 24, 2026: Garage Sale Season
Garage sale season is officially here, and it kicked off with a major win. While helping my in-laws hunt for essentials at a local non-profit sale, I spotted a nearly new $230 gas weed wacker for just $30. After struggling with battery swaps on a large corner lot for two years, this $200 saving is…
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Frugal Friday April 3rd 2026: When Frugality Goes Sideways
Frugality isn’t always a straight line to savings; sometimes, it’s an expensive detour. This Frugal Friday, I’m sharing a cautionary tale of how a DIY burial for my cat turned into a $400 lesson in utility locations. From severed invisible fence wires to emergency landscaping, here is the ‘gritty truth’ of why doing it yourself…
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Vets and Pets: When Life Hates Budgets
We love our pets like family, but is your budget ready for them? Beyond the daily bowls of food and litter, the true cost of pet ownership often hides in the ‘unplanned’ veterinary visits and the realities of aging animals. Today, I’m breaking down the annual $1,890 ‘tax’ of owning two cats and a dog,…
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Frugal Friday 3/19/26: Eating Out Again?
Is it still possible to feed a family of five at a restaurant for under $4 a person? For this Frugal Friday, we’re breaking down a mid-week pizza buffet trip. By sticking to the ‘water-only’ rule and leveraging a gift card, we turned a $38.70 bill into a $3.80-per-person win. It’s a real-world look at…
Mini Thoughts
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