Mini Thoughts

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Category: Mindset & Lifestyle

  • Best Methods for Chaotic Recovery?

    Crazy busy week — fixing the garage door, hosting family for Mother’s Day, moving a massive free swing set, and prepping for a new shed delivery. Some weeks the struggle is real, but we’re making it work.

  • Summer Camp Open House 2026

    From memories of fifth-grade field trips to touring the shores of Lake Erie with my own kids, our visit to the Camp Fitch Open House was a walk down memory lane. While summer camp is a significant line item in the budget, seeing the impact of these experiences on our children makes the ‘Snowball’ grind…

  • Frugal Friday 5/1/26: Selling Scraps

    From big-ticket items like a new shed and summer camp to wedding travel, April has been a test of financial endurance. While it hasn’t felt like a ‘frugal’ month, a lucky roadside find and a little DIY elbow grease are keeping the side-hustle spirit alive. Here’s a look at the reality of a ‘rough on…

  • When Do The Chore Lists End?

    Between marketplace flips, helping with escape room builds, and prepping for a new shed, the chore list never seems to end. But there’s a light at the end of the tunnel: end-of-month dividends. With my fingers crossed to break the $500 mark this month, the physical grind is made easier by the digital snowball. Here’s…

  • Community: April 2026 – Donating vs Selling

    Spring cleaning is about more than just fresh air—it’s about a fresh mindset. While the Snowball journey is focused on income generation and side hustles, there is immense value in giving back. From local city programs for home repairs to choosing where we donate our outgrown clothes, here is why I’m prioritizing community impact over…

  • Frugal Friday April 24, 2026: Garage Sale Season

    Garage sale season is officially here, and it kicked off with a major win. While helping my in-laws hunt for essentials at a local non-profit sale, I spotted a nearly new $230 gas weed wacker for just $30. After struggling with battery swaps on a large corner lot for two years, this $200 saving is…

  • When Does it Get Easier? Debt, Investing, Bills, Expenses.

    I’m 90 days into this daily blogging journey, and the reality of the ‘Snowball’ is setting in. It’s a psychological battle: do I shovel every penny into debt, or do I keep fueling the passive income engine? With OXSQ dividends nearly doubling this month, I’m seeing the math win out over the doubt. Here is…

  • Where Did the Elementary School Birthday Parties Go?

    My oldest is turning 17, and it’s got me reflecting on how much childhood has changed. I remember a time when every weekend was filled with classmate birthdays—simple backyard hangouts with pizza and tag. Today, those invites are rare. Have we traded the importance of socializing for the pressure of expensive, ‘perfect’ event parties? It’s…

  • Frugal Friday April 17, 2026: A Week of Spending

    Life comes at you fast when you have a 17-year-old’s birthday, summer camp dues, and home insurance all hitting in the same week. This Frugal Friday, I’m looking at the reality of ‘spending to live’ and how a frugal mindset helps mitigate the damage—from $200 hotel savings to navigating local grants for kids’ activities.

  • Back to Basics: Intro To Finance Continues This Week

    Post-vacation reality has set in, and the to-do list is formidable. From catching up on the ‘Intro to Finance’ series to getting the YouTube audio channel back on track, this week is about reclaiming discipline and tackling the backlog. Here’s a look at the plan to get back to basics and push the Snowball Experiment…

Monthly Dividend Progress

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